Save up to 100% on your credit card processing costs
How much did you spend on processing last year? Take control and put thousands back in your pocket with the Edge.
- No credit card transaction fees
- No PCI compliance fees
- FREE equipment and next day funding
Fast setup! Try it risk free.
It was a bad experience with a competitor that brought me to Sekure Payment Experts. I’ve been very impressed with Sekure – their service has been outstanding – responsive, professional, thorough. Really a night and day difference.
Nancy
Language Liaison
Get your costs down and keep them down
Every dollar counts! Edge puts your money back into your business, where it belongs. Here’s how it works:
Step 1: Inform your customers
Use the provided signage to inform your customers that your business offers dual pricing!
Step 2: Accept payments
Your customers choose to pay by cash, or tap, swipe and dip as usual to complete their purchase by credit card.
Step 3: Save money
The POS device automatically calculates the right charge amount based on the method of payment.
Pocket incredible savings
The Edge is a more efficient way to process credit card transactions, giving you the power you need to protect your business from rising merchant processing rates.
By implementing the Edge, you keep more on your credit card transactions, curbing those expensive processing costs that dig into your bottom line every month.
When a customer makes a purchase for $100, how much do you keep?
- If they pay with cash, you keep $100
- If they pay by credit card, you lose 4% … keeping $96*
- If they pay by credit card with the Edge, you keep $100 and the customer pays the difference!
* Based on typical merchant processing fees of 1.5% – 4%.
Frequently asked question about Edge
What is the Edge program?
The Edge is an innovative new program that eliminates the never-ending cycle of rate negotiation once and for all, reducing the burden of processing costs without impacting your current sales volume.
The Edge is similar to the “gas station model”: if you pay with cash, you pay one price, and if you pay by credit card you pay a different price. The credit card terminal handles all of the calculations for you, and you end up with the same amount in your bank account on all sales.
The Edge is available for all credit card types and transactions, including mobile wallets such as Apple Pay and Android Pay. The Edge is a fully mobile payment solution, compatible with wireless terminals and POS systems.
How is the Edge different?
The Edge is not a surcharge or a cash discount program; it’s a price increase at the item level. But instead of applying this to all your customers, you only need to apply it to those who choose to pay by credit card.
The Edge is automatic and transparent. We provide you with clear signage indicating that all items have two prices and that customers have the option to pay with cash and save.
What’s more, there are no added PCI compliance fees when using free Payanywhere smart equipment. The same flat rate is applied to every transaction and the terminal automatically adjusts the price. Just as the platform automatically calculates the item price, it also automatically calculates the sales / revenue increase, and collects the sales tax increase at the same time.
The Edge was built to support merchants in all 50 states and encourages them to follow the commerce and pricing laws in their specific state.
How much money could I save?
Your customer brings a $10 item to your payment counter and wants to pay with credit.
With a traditional credit card transaction, you, the merchant, will pay 1.5% – 3.99% in processing fees to the credit card company. This means you will probably only make around $9.60.
With an Edge credit card transaction, a 4% customer fee is charged to the customer per item and clearly added to the receipt. That means the fee was passed on to the customer, and you receive the full $10.
Your posted signage explains the program to your customers and they have the freedom to choose whether they pay with cash or credit. If they choose to pay with cash next time, they will only pay $10. Either way, you still make $10.
What about my customers?
The Edge is a win-win, because it gives your customers a choice of how they want to pay. With the Edge, if they choose to pay with cash, they receive lower pricing than someone who pays by credit card.
That said, you’re in total control. You always have the option to turn it on and off at your discretion. The choice ALWAYS remains with you, the merchant.
How do I label my goods and services with dual price?
When you enable Edge, the software will automatically assign two prices to every item. At checkout, the sales details screen will show both cash and credit (retail) prices to your customers. This allows them to see the price difference between paying cash versus paying with a credit card.
Be sure to inform your customers you have cash versus non-cash/credit prices. If you enable the Edge program, you must display the signage provided. Download the cash discounting signage.
Always check with your local regulatory body for updated state guidelines when deciding to sign up for a dual-pricing program like Edge. If you’re not sure where to start, you can always verify the U.S. retail pricing laws and regulations.
How to enable the Edge Program
You can turn on the Edge program through your PayAnywhere App or Payments Hub portal. Follow the steps below to enable the Edge:
Navigate to your settings
In your Payanywhere app, click the menu and select “Settings” then “Cash Discounting”. Or, on Payments Hub, click “Payment settings” on the “Business settings” page, then scroll down until you see “Edge Program”.
Tap the Edge toggle
Toggle “Edge Program” to “ON” and the program terms will appear!
Tap submit
Click “Submit” to agree to the Edge Program terms. If you don’t have an open batch, the change will take into effect within 5 to 10 minutes. If you do have an open batch, the change will take place after the transactions are closed for the day.*
Success!
You will receive a confirmation email from your payment processor once your request has been accepted.
* Please note: If you see a message that your business does not qualify, call (866) 710-7382 and our Payment Experts will help you right away.
Give your business the Edge it needs
It couldn’t be easier – use your existing equipment or we’ll set you up with a Smart POS+ and cash drawer absolutely free – a value of $1595!
It’s time to rethink your credit card processing. What could you do with the money you’ll save?
