Simplified flat rate pricing
Flat rate pricing makes it simple
Take the guessing game out of your merchant processing with a simplified flat rate that’s the same from month to month. No need to worry about transaction fees or qualifying for a merchant account.
Call us today to discover if simplified flat rate pricing is the right fit for you and your business.
Saving credit card processing fees is as easy as 1, 2, 3
Simplified flat rate pricing is the popular choice for many small business owners as it consolidates processing rates into one single fee. Make the switch today and we will be with you every step of the way to consistent savings. Starting with a statement review and POS hardware assessment, our Payment Experts will review your current processing statements and let you know how a simplified flat rate could help your business.
Frequently asked questions
What is simplified flat rate pricing?
Simplified flat rate pricing refers to a standard rate for all transactions, irrespective of the type of card used, meaning that cards with low markup (debit cards) and high markup (corporate cards) will essentially cost the same. This model can be convenient for businesses that don’t process a high volume of credit card transactions.
How does simplified flat rate processing work?
Merchants are typically charged an interchange fee to the bank issuer, an assessment fee from the card brand and a markup price from the credit card processor. The fees are dependent on card type, card brand, processing method and other variables.
Simplified flat rate pricing works by bundling all these fees together into a single flat rate.
What is the simplified flat rate fee?
Simplified flat rate credit card processing can cost anywhere between 2% – 3.50% and charge between $0.20 to $0.30 per transaction. Talk to one of our Payment Experts to see what simplified rate might be best for your business.
How does simplified flat rate pricing help me save money?
Because simplified flat rate credit card processing is a set rate business owners pay each month, no matter what type of card or transaction method is used, businesses can save money by budgeting easier with the rate being consistent.
This pricing structure could be right for you if you’re unsure of how much you’ll process every month or if you mostly process small transactions at a low volume. If you’re unsure of what pricing structure may be best for you, call our Payment Experts today and they’ll look at your monthly statement to help you determine the best option for your business.
Compare flat rate payment processing pricing to traditional processing fees
Let’s say you own a small coffee shop that batches $30,000 in credit card sales a month and you have 250 transactions. On a simplified flat rate pricing model of 2.5% and charged $0.20 on each transaction, your payment processing costs would be $800. Unlike other processing structures the rate (in this example 2.5%) stays the same making payment processing simple to understand and easy to calculate your expenses each month.
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Not sure which option is best for you?
Our savings calculator shows how much you can save, based on your unique situation.
Rate Sekurity Guarantee®
"The Rate Sekurity Guarantee® meant I wasn't getting taken advantage of anymore. I was getting the lowest rate for what’s best for my business. I never have to worry about hidden fees again.”
Laura Hamilton,
Owner of Laura's flower shop
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