Tap to Pay: Effortless and secure payments
Tap to Pay makes checkout faster, easier, and safer—no swiping, no inserting, no touching keypads. Customers simply hold their card, phone, or smartwatch over the reader, and their payment is done in seconds.
The touch-free way to pay
Tap to Pay is a contactless payment technology that allows customers to complete transactions by holding a compatible card or mobile device near a payment terminal equipped with NFC (Near Field Communication) technology. This “NFC tap and pay” process securely transfers payment data between devices without physical contact.
Make every payment a simple tap
NFC payment technology has quickly become the global standard for fast and secure payments—ideal for today’s on-the-go businesses and customers. Tap to Pay lets customers pay however they prefer—whether it’s with a card, smartphone, or smartwatch.
Card
Customers can simply hold their credit or debit card near your reader to complete the transaction.
Mobile wallets
Tap to Pay works seamlessly with digital wallets like Apple Pay, Google Pay, and Samsung Pay.
Wearables
For ultimate convenience, Tap to Pay also supports payments made directly from smartwatches.
Set up Tap to Pay in seconds
Setting up Tap to Pay for your business is fast, easy, and doesn’t require complicated hardware. In just a few steps, you can start accepting secure contactless payments from cards, digital wallets, and smartwatches—giving your customers the convenience they expect and helping you speed up every transaction.
Contactless payment terminals
If you already use a countertop POS system, chances are your terminal supports NFC tap and pay technology. These terminals make it easy for customers to simply tap their card, phone, or smartwatch to complete a transaction in seconds.
- Fast, one-tap checkout experience for customers
- Works with contactless cards, phones, and smartwatches
- Reliable and secure with built-in encryption
Mobile readers
Need flexibility on the go? Mobile card readers are compact, wireless devices that connect to your smartphone or tablet via Bluetooth. They’re ideal for pop-up shops, delivery services, or events—allowing you to accept Tap to Pay transactions anywhere.
- Portable and lightweight for mobile businesses
- Quick setup—connects easily to your phone or tablet
- Same encryption and compliance as standard POS systems
Tap to Pay on iPhone
With Tap to Pay iPhone, your phone becomes the payment terminal—no extra hardware needed. Enable the feature through your payment provider POS app, and start accepting contactless payments directly on your device.
- No additional hardware required
- Perfect for mobile professionals, service providers, and vendors
- Integrated with your payment app for seamless tracking
Tap to Pay on Android
Android users can enjoy the same convenience with Tap to Pay on Android. Once activated through your payment app, your phone’s built-in NFC reader allows you to accept payments instantly from contactless cards or digital wallets.
- Turn your Android phone into a payment terminal
- Accept contactless cards, Google Pay, and other digital wallets
- Quick and secure setup via your payment app
Discover the power of Tap to Pay
Adding Tap to Pay to your checkout experience transforms how you handle transactions — delivering speed, security, and simplicity for both merchants and customers. Whether you’re running a busy retail counter, managing a service-based business, or processing payments on the go, the benefits are hard to ignore.
Speed and convenience
Contactless payments make every checkout faster and smoother. With just a simple tap, transactions are completed in seconds — no fumbling with cash, inserting cards, or waiting for PIN approvals.
Enhanced security
Tap to Pay is built with layers of advanced protection that keep every transaction safe. Each payment uses encryption and tokenization, ensuring sensitive card information is never shared or stored.
Payment flexibility
Give your customers the freedom to pay the way they want. Tap to Pay works with a variety of payment options, allowing shoppers to choose what’s most convenient for them.
Ideal for business
Tap to Pay isn’t just convenient — it’s a smart upgrade for business operations. With less friction at checkout and fewer cash-handling headaches, it’s built to support growth.
Never miss a sale
Accept phone orders safely
If your business accepts orders over the phone, a Tap to Pay terminal isn’t your only solution. Pair it with a virtual terminal to process payments securely, even when customers aren’t in front of you.
- Enter customer card details directly into a secure web-based portal.
- Accept payments remotely via phone or email.
- Keep all transactions PCI-compliant and fully encrypted.
- Manage payments alongside your Tap to Pay sales for a seamless experience.
This combination ensures you never miss a sale—whether in-person, on-the-go, or over the phone.
Pay for what you need and never what you don’t
POS hardware rentals can be expensive. That’s why our Payment Experts help you save on both POS software and equipment.
In most cases, our Payment Experts make sure your payment processor provides hardware free of charge, so you only pay for what your business actually needs.
Plus, with our Rate Sekurity Guarantee®, you can be confident you’re always getting the best possible deal—no surprises, no hidden costs.
Backed by a network of trusted POS partners
We help business owners bridge the gap between your POS provider and payment processor. We partner with the best-in-class vendors so you get more of what you need, and none of what you don’t.
FAQs
What is Tap to Pay technology?
Tap to Pay is a contactless payment system that uses NFC (Near Field Communication) technology, enabling customers to pay without swiping or inserting a card. Customers simply hold their contactless card, smartphone, or smartwatch near a compatible payment terminal to complete a transaction. For merchants, this means faster checkouts, reduced physical contact, and a smoother in-store experience.
How does Tap to Pay work?
Tap to Pay works by wirelessly transmitting encrypted payment data from a customer’s card or mobile device to the payment terminal using NFC technology. The terminal communicates with the payment processor to authorize the transaction in seconds. For businesses, this means reduced waiting times at checkout, faster service, and fewer lines, improving customer satisfaction.
What devices support Tap to Pay?
Tap to Pay works with any device equipped for NFC (Near Field Communication) contactless transactions. This includes:
- Contactless payment terminals
- Mobile card readers
- iPhone and Android devices
Most modern POS terminals, including mobile readers and integrated systems, support NFC tap and pay. This flexibility allows merchants to accept payments anywhere—from the store counter to mobile setups at events or on-the-go services.
Is Tap to Pay safe for transactions?
Absolutely. Tap to Pay transactions use tokenization and encryption to protect sensitive card data. The actual card number is never shared with the merchant, reducing the risk of fraud. Additionally, NFC communication works only over a few centimeters, making it extremely difficult for unauthorized parties to intercept payment information. For businesses, this means secure transactions that protect both the customer and the company.
What are the benefits of using Tap to Pay?
Tap to Pay offers a variety of advantages for merchants and customers alike:
- Speed: Transactions are completed in seconds, reducing wait times and speeding up checkout.
- Security: Advanced encryption and tokenization protect sensitive payment data.
- Flexibility: Customers can pay with cards, mobile wallets, or smartwatches.
- Convenience: Eliminates cash handling and allows contactless payments in-store or on the go.
- Widespread acceptance: Works at millions of retail locations, restaurants, and service providers.
By adding Tap to Pay, businesses can offer a modern, seamless, and secure payment option that enhances the customer experience while simplifying operations.